How Many Solar Panels Do I Need?

The short answer: most Australian homes land on a 6.6 kW system — about 15 panels. The right size for you comes from your electricity bill, not a rule of thumb. Here's the three-step method, with a worked example.

Step 1: Turn your bill into annual kWh

Grab a recent quarterly bill. Subtract the supply charge (roughly 88c a day in NSW, or ~$80 a quarter), then divide what's left by your usage rate (about 34c/kWh in NSW on the 2026–27 benchmark). Multiply the quarter's kWh by four.

Step 2: Convert annual kWh to system kW

Each kW of panels generates roughly 3.9 kWh a day on average across Australia — so about 1,424 kWh a year per kW (3.9 × 365). Divide your annual kWh by 1,424 to get the system size that roughly covers your usage.

Step 3: Convert kW to panel count

Modern residential panels are typically 400–450W (440W is a common 2026 standard). Divide the system size in watts by the panel wattage:

System sizeAt 440W panels
4.4 kW10 panels
6.6 kW15 panels
10 kW23 panels
13.2 kW30 panels

Worked example: $600 quarterly bill in NSW

  1. Quarterly usage: $600 − ~$80 supply charge = $520 ÷ 34c/kWh ≈ 1,529 kWh/quarter.
  2. Annual usage: 1,529 × 4 ≈ 6,118 kWh/year (~16.8 kWh/day).
  3. System size: 6,118 ÷ 1,424 ≈ 4.3 kW.
  4. Panels: 4,300W ÷ 440W ≈ 10 panels.

So 10 panels would roughly cover this household's annual usage. In practice, most installers would quote a 6.6 kW system (15 panels) — the extra capacity is cheap (around $1,000/kW installed after STCs), covers future usage growth like an EV, and suits a standard single-phase inverter.

Don't oversize for the feed-in tariff

It's tempting to max out the roof, but with typical flat feed-in tariffs at just 3–4c/kWh (Finder reports 45% of solar owners get 5c or less), exported power earns very little. Size to cover your usage — and add a battery if you want to use the surplus yourself. Oversizing only pays when you can self-consume the extra.

Roof direction effects

Quick rules of thumb

Size it precisely for your bill

The calculator converts your actual quarterly bill into a recommended system size, panel count, rebate and payback — no guesswork.

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Last updated: September 2026.

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